Backed by Old Mutual
One of South Africa's largest and oldest financial services companies. Stability of a major institution with personal attention.
FAIS-LICENSED · OLD MUTUAL REPRESENTATIVE
Trusted Financial Advice from Patricia Nkosi
Securing your future with personalized insurance & investment solutions. Serving Pretoria and Greater Gauteng with clear, honest guidance.
Fastest response via WhatsApp: 067 334 4746
Since 1845
Old Mutual stability
1845
Old Mutual Founded
FAIS
Licensed Adviser
10+
Financial Products
012
Pretoria & Gauteng
Why Choose Patricia
A local adviser backed by South Africa's oldest financial institution
Financial planning is personal. You need advice that fits your life, not a generic product off the shelf. I help individuals and families in Pretoria and Gauteng protect what matters most and plan for the future.
FAIS Licensed
Regulated, qualified, and required to act in your best interest under the Financial Advisory and Intermediary Services Act.
Personalized Service
No two financial situations are the same. I take the time to understand your needs, risk profile, and budget before recommending any product.
Local Accessibility
Based in the 012 area. You deal directly with me via phone or WhatsApp — never a call center.
Services
Comprehensive Insurance & Financial Services
A range of products designed to protect you against life's uncertainties and help you grow your wealth.
Protection You Can Rely On
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Life Cover
Financial support to your beneficiaries if you pass away.
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Funeral Cover
Helps cover the immediate costs of a funeral, reducing the burden on your family.
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Disability Income Insurance
Replaces a portion of your income if you become disabled and cannot work.
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Severe Illness Cover
Lump sum payment if diagnosed with cancer, heart attack, or stroke.
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Retrenchment Insurance
Financial relief if you lose your job unexpectedly.
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Future Insurance
Planning tools to help secure your long-term financial goals.
Growing Your Wealth & Assets
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Investment Products
Options to grow your savings over time, tailored to your risk appetite.
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Car Insurance
Protect your vehicle against accident, theft, and damage.
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Home Loans
Assistance with financing your home purchase through Old Mutual's lending solutions.
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Personal Loans
Access to funds for personal needs, with clear terms and repayment structures.
Not sure which product you need?
Send a message on WhatsApp. I can explain the differences and help you decide what fits your situation.
Message Patricia
How It Works
Getting your personalized quote
Pricing is not one-size-fits-all. Your quote depends on your age, health, coverage amount, and specific needs.
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01
Contact Me
Call 012 481 4421 or WhatsApp 067 334 4746.
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02
Brief Consultation
We discuss your current situation and what you want to achieve.
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03
Personalized Quote
I prepare options based on your unique risk profile.
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04
Decision
You review the details, ask questions, and decide. No pressure.
Common Questions
Things clients often ask
No. I operate remotely to serve clients across Pretoria and Gauteng efficiently. We can handle consultations and applications via phone, email, or WhatsApp. This saves you time and travel.
Yes. As a FAIS-licensed adviser representing Old Mutual, I adhere to strict privacy and regulatory standards. Your personal data is handled with care and confidentiality.
There is no fee for an initial consultation or quote. The cost of the products themselves depends on the cover you choose. I will always explain the premiums clearly before you commit.
Ready to secure your future?
Don't wait until an emergency happens to think about insurance. And don't let uncertainty stop you from investing. Get clarity on your financial options today.
I am here to answer your questions and provide a quote that makes sense for your budget.
Request a callback
Send a prefilled WhatsApp message and Patricia will respond.
Service Area
Serving Pretoria and Greater Gauteng
No office visit required. Consultations and applications are handled remotely via phone, email, or WhatsApp — saving you time and travel, wherever you are in the region.
012 area code · Pretoria · Gauteng